Disclosure Tracker

Disclosure Freshness and Regulatory Readiness Tracker

The key question is not only whether reserves exist, but when they were verified, how they were verified, and which regulatory framework supports them.

Freshness

Disclosures within 45 days are fresh, within 100 days are aging, and older disclosures are stale.

Regulatory readiness

Registration, licensing, jurisdiction, and issuer-control structure are reviewed together.

Assurance model

Monthly assurance, quarterly attestation, and on-chain transparency are different trust signals.

AssetReadiness ScoreFreshnessLatest DisclosureCadenceAssuranceRegulatorySource
USDC
Circle
90
Fresh
3 days ago
USDC reserve figures were reflected on the transparency page as of May 21, 2026.Weekly reserve holdings and monthly assuranceThird-party reserve assurance plus daily/weekly transparency signalsStrongCircle Transparency & Stability
USDT
Tether
76
Fresh
23 days ago
Q1 2026 attestation was published on May 1, 2026, with reserves as of March 31, 2026.Quarterly attestationBDO attestation of financial figures and reserves reportModerateTether Q1 2026 attestation update
DAI
Sky Protocol
52
Needs review
Date needs review
Protocol collateral and governance state are continuously visible on-chain.Continuous on-chain visibilityProtocol transparency rather than issuer attestationModerateSky Protocol Dai docs
JPYC
JPYC Inc.
42
Stale
212 days ago
JPYC obtained funds transfer service provider registration on August 18, 2025.Issuer and regulatory announcementsFunds transfer service provider regulatory frameworkEmergingJPYC EX official launch
KRWQ
KRWQ / IQ and Frax
36
Needs review
Date needs review
Issuer reserve and attestation disclosures need verification.Needs reviewNeeds reviewEmergingKRWQ official transparency overview
KRW1
BDACS
36
Needs review
Date needs review
Issuer reserve and attestation disclosures need verification.Needs reviewNeeds reviewEmergingKRW1 official PoC overview
Stablecoin Disclosure Freshness and Regulatory Readiness | KRW Stable